I've sat on your side of the table.
Josh Poulin · U.S. Air Force veteran · former federal air traffic controller · Texas mortgage loan originator, NMLS #2814275
I'm Josh Poulin. I specialize in VA loans across Texas, and I'm the guy holding the coin. I'm an Air Force veteran and spent over a decade as a federal air traffic controller. After leaving federal service, I made the jump to pursue my passion: helping veterans use the benefit they earned to buy homes.
I remember the first time I used my own VA loan. I thought zero down meant a closing would cost me nothing, and the cash-to-close number blindsided me. The professionals who do this every day assumed I knew what they knew, and I felt like I was being annoying every time I asked a question. The facts were easy to find online. A person who did this for a living and would actually explain them was not.
So I became that person. I originate VA loans across all 254 Texas counties, and by the time you sign anything, you'll understand every step and every dollar.
Whether it's your first home, your fifth, or you're building wealth one property at a time, this benefit can do more for you than most veterans are ever told. Finding that edge is my job.
How I actually work
I'm not here to find you a rate and say "okay, sign this." The whole process runs on four habits:
Every option, side by side
Every program you qualify for, pluses and minuses, including the ones I don't expect you to pick. You choose. My pay doesn't change either way.
Shop with two numbers
The max you qualify for, and the payment that actually fits your life. You and your agent shop at the comfortable one, and a stretch is always your call, with the monthly cost in front of you.
Your offer never goes in blind
A reviewed file, plus a personal video from me to the listing agent with every single offer. The other side knows your financing is real before the seller decides.
My cell, not a call center
Questions on a Sunday night? Call or text. Same number from first call to closing day: 214-817-7001.
About the coin
If a challenge coin brought you here, it was probably handed to you by me or by someone who thought you'd want it. I have them made for veterans I meet, one vet to another. The front is about your service. The back is how to reach me when you're ready to use the benefit you earned. There's no obligation attached to it. Keep the coin either way.
No credit pull. No spam. Or call/text me directly: 214-817-7001214-817-7001