VA guides, checked against the source

Straight answers about the VA loan benefit in Texas, written under the name of a loan originator who's used it on his own home. Every fact links to the official source it came from, with the date it was verified.

• Facts verified July 25, 2026
  VA loan requirements in Texas: what actually matters in 2026

  Service history, credit, income, the funding fee, property rules, and the two things Texas does differently than every other state.

• Facts verified August 10, 2026
  VA cash-out refinance in Texas: why you can't get one (and what works instead)

  Texas blocks it, and the reason is in the state constitution. What still works, why the 90% cap you keep reading about isn't real, and the warning buried in the conversion notice.

• Facts verified August 11, 2026
  Texas disabled veteran property tax exemption: what you get at every disability rating

  What Texas actually exempts at each rating, why a 100% or unemployability rating can start mid-year while a partial rating waits for January, and what it does to your escrow.

• Calculator · figures verified August 17, 2026
  Texas VA loan limits 2026: your buying power calculator

  All 254 Texas counties sit at the same limit this year. Enter the entitlement already charged on your COE and see your zero-down maximum, plus what a down payment buys you above it.